Working with Multiple Currencies
Add accounts in different currencies, record transactions with automatic FX rate storage, and understand how net worth is calculated across currencies.
Set up accounts in different currencies
Each account has its own currency, set when you create it. A EUR checking account, a USD savings account, and a GBP cash wallet can all exist side by side.
Transactions recorded on an account use that account's currency by default.
Record a foreign-currency transaction
When you add a transaction to a foreign-currency account, the app asks for the FX rate — the exchange rate used at the time of the transaction.
The rate is stored permanently with the transaction. This means your history is always accurate, even if the exchange rate changes later.
You can enter the rate manually, or leave it as 1.0 if you're recording in the account's native currency and no conversion is needed.
Tip: Check your bank app or Google for the rate used at the time of the transaction. "EUR/USD 1.08" means 1 EUR = 1.08 USD.
Net worth across currencies
Your net worth on the dashboard is shown in your default currency (EUR by default). Balances from accounts in other currencies are converted using the most recent FX rate stored for that account.
This is an approximation — rates fluctuate — but it gives you a useful single-number summary of total wealth.
Important: For precise multi-currency accounting, always record the FX rate at transaction time. Leaving it as 1.0 for foreign transactions will skew your net worth figure.