Pick the plan that fits your life. Try everything free for 7 days, then decide.
Starter
For individuals ready to go deeper.
Essential
For people who take their finances seriously.
Pro
For power users who want the full picture.
7-day free trial on all plans · Cancel anytime · No card required to start
| Feature | Starter | Essential | Pro |
|---|---|---|---|
| Unlimited transactions | |||
| Accounts | 10 | 10 | Unlimited |
| Budgets | Unlimited | Unlimited | Unlimited |
| Savings goals | Unlimited | Unlimited | Unlimited |
| Transaction history | Unlimited | Unlimited | Unlimited |
| Custom categories | Unlimited | Unlimited | Unlimited |
| Multi-currency + FX | |||
| CSV / Excel import | — | ||
| PDF reports | — | ||
| Recurring transactions | — | ||
| Debt payoff simulator | — | ||
| Receipt attachments | — | — | |
| Split transactions | — | — | |
| AI insights | — | — | |
| Household workspace | — | — | Coming soon |
Every plan includes the things that should always be standard.
Manual entry only. Your bank logins never leave your device — ever.
Track EUR, USD, RSD, HRK, RON — any currency, side by side.
Install as a PWA. Add transactions anywhere and sync when online.
No AdMob, no tracking pixels, no data broker deals. Ever.
A big keypad, smart defaults, and one Save button. That's it.
Export everything as CSV/JSON at any time. No lock-in, no waiting.
Your account stays active and none of your data is deleted. You'll just need an active subscription to continue using paid features. You can subscribe at any time from Settings.
Absolutely. Web subscriptions (via Stripe) can be cancelled from Settings → Subscription. If you subscribed through the App Store or Google Play, cancel via your store account settings. You keep access until the end of the billing period.
Starter gives you unlimited accounts, budgets, goals, full history, and multi-currency. Essential adds CSV/Excel import, PDF reports, recurring transactions, and the debt payoff simulator. Pro adds receipt attachments, split transactions, AI insights, and household workspaces. See the comparison table above for the full breakdown.
No — and that's by design. Finzu is manual-first. You enter transactions yourself or import them via CSV/Excel (Essential and Pro). Your bank credentials never leave your device.
Any ISO 4217 currency. Each account can be in a different currency. FX rates are stored at transaction time so cross-currency totals are always accurate.
Yes. Finzu is a progressive web app (PWA). You can install it to your home screen and add transactions with no internet connection. Everything syncs automatically when you reconnect.
Transactions are stored locally in your browser (IndexedDB) and synced to a Supabase database isolated to your account via row-level security. Nobody else — not even us — can read your financial data.
Yes. You can switch at any time from the billing portal (Settings → Subscription → Manage). Switching to annual bills you at the new rate immediately, prorated for any unused time on your current cycle.
Shared household workspaces are part of the Pro plan and are currently in development. Pro subscribers will get access automatically when it ships, with no price change.
Web (Stripe) subscriptions: yes, within 14 days of first charge — contact support. App Store / Google Play purchases follow each store's refund policy.
No. There are no ads, no AdMob SDK, no tracking pixels, and no sponsored content — on any plan. Our only revenue is subscriptions.
Full access to every feature. No credit card needed. Cancel anytime.
Start free trialInformational only — not financial advice.